Dialpay and MOTO Accounts

Transactions in which you are never in possession of the customer’s credit card are referred to as Card-Not-Present transactions. This is for any merchant who does not physically swipe credit cards through a credit card processing terminal. When the card is not present the ability to acquire the magnetic data encrypted in each credit card is not possible. Merchants that do most or all of their sales over the phone or though mail require a MOTO account (Mail Order / Telephone Order). Orbit Merchant Solutions can offer merchant accounts for MOTO businesses without higher rates. Many credit card companies assess a risk factor for Card-Not-Present transactions resulting in a higher fee structure. Orbit does not.

Orbit Merchant Solutions can meet your MOTO business needs by providing the best merchant processing solutions. The software application can be installed on any PC. This creates a “Virtual Terminal” that allows transaction processing via any computer and Internet connection. Or the transaction can also be entered manually through a standard credit card terminal with the credit card number, expiration date, CVV2 code, billing address that matches the card and the amount of the sale.

We have very competitive credit card processing rates to keep your cost as low as possible and your sales growing. You will be able to accept Visa, MasterCard, American Express and Discover Cards in addition to debit/check cards. Pin based processing is also an option for all retail merchant accounts which provides the customer and merchant with an added sense of security in all transactions.

We have experts available to help you immediately with any problems that may arise, no waiting on the phone for hours like many other companies. We provide 24/7 support to all of our customers in a personal and timely manner. You can review your account online free of charge at any time to keep track of your merchant account balance and activity.